FAQs

What is the need of providing personal identifiable information to you at Payday Money Loans?
When you apply, it is important that we need to know more details about you. That is why it is made mandatory for you to provide personal information while submitting the loan application form.

What is a payday loan?
A payday loan is typically a short-term loan that helps you in bridging the cash gap between two dates of payments. It is a cash advance made till the next payday. They make an easy and fast option for you to meet emergency cash needs. The cash solutions that you get through our payday loans are all designed exclusively for you.

How do I apply if I want to get money fast?
The application procedure is quite easy to follow. You just need to provide answers to a few basic personal questions such as your name, age, address etc. Clicking on the submit button will let us have access to your loan application.

Do I have to be employed to qualify for your deals like short term cash loans?
Yes, you must be employed with a steady monthly income source. You will qualify even if you are employed full time or part time. Also, to be considered eligible for our deals you must be an Australian citizen who is more than eighteen years old. You need to have a bank account into which we will deposit the required amount

How much amount of cash can I borrow?
The amount that you can borrow through our deals depends on your income and nature of present monetary need. Your income is taken into consideration to get a clear picture of your loan repayment capacity. You can get back to us whenever you are in need of money, provided you have repaid the previous loan.

What if I have bad credit?
Not a problem at all. We consider applicants with credit history defaults as eligible customers. You will qualify for our deals despite your bad credit rating.

How will I know whether I have been approved for your deals?
If you have provided your telephone number, we will ring you up to discuss the loan details. Other wise, we will send you an email with all the necessary information.

How long does it take to be approved?
Only a few minutes! On providing the required information, we will process your application and will approve your loan within a few minutes.



Our Services




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Representative Example
You Borrow - $400 You Pay - $496 Representative APR 1223.6% (Variable)